https://cdn2.spatial.io/s/avatar_generic_bodies/rpm_male_formal/model.glb

Underwriting & Risk Management assesses and manages risks related to insurance policies, loans, or investments. It gauges applicant's financial health and creditworthiness to mitigate risks effectively. Its role is vital in protecting businesses and individuals from potential financial losses. By utilizing stringent risk assessment methods, it strives to strike a balance between profitability and risk exposure.

Underwriting & Risk Management

“Lofi Chill with Ari” is an interactive story and music experience created by Creative Dart Studio in collaboration with Spatial. This experience brings ChatGPT to life through a 3D character, Ari.
Designed as a versatile demo, “Lofi Chill with Ari” showcases how 3D characters can elegantly represent brand identity in a virtual gamified space, making branded digital activations more fun and engaging.
- all songs are created using Suno.ai
- intro video is created using Midjourney and LumaLabs

Lofi Chill with Ari

Woodland Haven invites you to unwind amidst nature's embrace. With its calming ambiance, this immersive experience provides the perfect sanctuary to escape the hustle and bustle, allowing you to recharge and find inner peace.

Woodland Haven

Try out the latest in wing fashion . All Items & avatars purchased from here can be worn universally in all spaces.

Avatar Wing Shop : Universal Auras Sold Here

🏃‍♂️💨 Timed Race Game, 💰 Daily Challenge, 💯 Leaderboards, 🤔 Quizzes, and 🎁 Monthly Badges & Rewards! • 🇬🇧/🇵🇹 • Corre com o Pedro Fernandes, treina para o "Que Barulho é este?", testa o teu conhecimento RFM, dança com os Fridayboyz, ganha um pequeno-almoço com a equipa do Café da Manhã, e muito mais! 🔊✨ VIVE A TUA RÁDIO EM TODAS AS DIMENSÕES! 🔊✨

Dive into Neon Ghost and experience an action-packed adventure MMORPG that takes place in a dystopian world, where you play as a cyberpunk mercenary in a high-stakes battle for survival.

Neon Ghost is a free to play, open-world with an engrossing story and a diverse cast of characters that is entirely playable on the web. Destroy an onslaught of rampaging robots, elevate your skills as you level up, amass an arsenal of powerful weapons and abilities, and become a legend in Neon Ghost.

Neon Ghost

東京キティサーキットは、バーチャルレース場です。どなたでもタイムアタックやレースにご参加ください。Show your ability by completing a lap on the race track as fast as you can. Everyone is welcome to participate in time attacks and races.

Tokyo Kitty Circuit / 東京キティサーキット

Christmas Season by Kuble

Eggspedition

Dive into the exhilarating rush of Buddy Blitz! Team up with friends and tackle thrilling obby games and obstacle courses in a frenzied dash to the finish.

Play now!

Buddy Blitz

Buddy Blitz 🕹️ Play this Battle Royale Game on Spatial

Merge Survivor: Zombie! is a roguelike, shoot’em up game where you mow down endless waves of zombies and merge the weapons you gather along the way until you become the ultimate zombie destroyer in this addictive Survival Game! Upgrade weapons, battle undead swarms, merge your arsenal for more power, and customize loadouts for epic battles. Be prepared to Merge and Destroy in Merge Survivor: Zombie!

Merge Survivor: Zombie!

Merge Survivors: Zombies is a roguelike, shoot’em up game where you mow down endless waves of zombies and merge the weapons you gather along the way until you become the ultimate zombie destroyer.

OMÜ Yeni Medya Topluluğu olarak düzenlediğimiz “Yapay Zeka ve Gelecekte Eğitim” konulu dijital sergimize hepiniz davetlisiniz.
Siz de bu sergide eserinizin yer almasını istiyorsanız hikayemizdeki Google form linkinden eserinizi gönderebilirsiniz. 🎨

OMÜ Mustafa Kemal Güneşdoğdu Kampüsü Sanal Sergi

/FR\ Bienvenue en 2084 ! Dans cette expérience, vous incarnez un robot dans une base abandonnée sur Mars. Votre mission : implanter une nouvelle base viable pour les humains en suivant un programme d'entraînement spécifique.                                                  
/EN\ Welcome to the year 2084! In this experience, you play the role of a robot in an abandoned base on Mars. Your mission: to establish a new, viable base for humans by following a specific training program.

Mars : 2084 - Départ / Start - Zone 1

Benvenuto nell'ospedale nel Metaverso dell'Aou di Cagliari. Esplora la struttura e accedi a diversi servizi: paga il ticket, accedi al tuo Fascicolo Sanitario Elettronico e tanto altro ancora. Trovi anche un'area intrattenimento, dove puoi vedere le nostre rubriche video o leggere articoli di approfondimento. Se hai bisogno di informazioni non esitare: prenota un colloquio con una delle nostre operatrici dell'Urp (dal lunedì al giovedì 8.30 - 15 e venerdì 8.30 - 13.30). Buona esplorazione!


Ospedale nel Metaverso dell'Aou di Cagliari

🔫💀👽 Shooty Shooty is a free third person shooter survival game where you escape an alien planet by shooting through hordes of diabolic skulls with your friends. In this action-packed bullet-hell adventure, you're tasked with braving an unholy abyss to destroy a heart of evil, all while endless waves of demonic spirits try to stop you! Strategic upgrades can either empower you to overcome your enemies or leave you dead on the floor of the abyss.

SHOOTY SHOOTY

SHOOTY SHOOTY 🔫 Play this Shooter Game on Spatial

ZenSpace

Besuche eine berühmte alpine Stadt mit 750 Jahren Geschichte, international bekannt für Sport, Kultur und Parties. Fünf Bezirke, basierend auf wahren Begebenheiten. Willkommen in Kitzbühel.

Kitzbühel Vorderstadt Mitte

Experience the thrill of competition! 🏁 Race against other players, 🎨 customize your bike, and 💯 master your driving skills! • Have feedback or want a circuit dedicated to your brand? Contact us at superbike@instinct.pt 📩

Superbike Racing

Welcome to Irule Store, your gateway to animations exclusive to Spatial. Hop on our Spicy Fish ride, unwind in the meditation space, and dance on our unique floor. Presented by #Iraxlab and #9DGHOST.
#best-of-spatial

Irule Store

Experience sculptures and antiques from all around Vietnam, brought to you by Nomion digital identity technology. In partnership with Danang sculpture village, Hue monuments conservation centre, and Unesco Vietnam.

Nomion - Co Vat Gallery

กฎหมายที่เกี่ยวข้องกับตนเองและครอบครัว

TeacherLas

{"default":2048,"webGL":1024,"androidMobile":1024,"iOSMobile":1024}

Absolut Land Thumbnail

Kasama Thumbnail

Cultureverse Thumbnail

Boss Immersive Showroom Thumbnail

Jack Daniels Thumbnail

Superbike Racing Thumbnail

Lofi Chill with Ari Thumbnail

Neon Ghost Thumbnail

Mars: 2084 Thumbnail

Versework Game Thumbnail

https://cdn2.spatial.io/s/default-room-content/PRIVATE_LOBBY_WITH_NEW_CONTENT3.json

Underwriting & Risk Management

Release Date

Tags

Lofi Chill with Ari

Woodland Haven

Avatar Wing Shop : Universal Auras Sold Here

RFM

Neon Ghost

Tokyo Kitty Circuit / 東京キティサーキット

Christmas Season by Kuble

Eggspedition

Buddy Blitz

Merge Survivor: Zombie!

OMÜ Mustafa Kemal Güneşdoğdu Kampüsü Sanal Sergi

Mars : 2084 - Départ / Start - Zone 1

Ospedale nel Metaverso dell'Aou di Cagliari

SHOOTY SHOOTY

ZenSpace

Kitzbühel Vorderstadt Mitte

Superbike Racing

Irule Store

Nomion - Co Vat Gallery

TeacherLas

Lofi Chill with Ari

Woodland Haven

Avatar Wing Shop : Universal Auras Sold Here

RFM

Neon Ghost

Tokyo Kitty Circuit / 東京キティサーキット

Christmas Season by Kuble

Eggspedition

Buddy Blitz

Merge Survivor: Zombie!

OMÜ Mustafa Kemal Güneşdoğdu Kampüsü Sanal Sergi

Mars : 2084 - Départ / Start - Zone 1

Ospedale nel Metaverso dell'Aou di Cagliari

SHOOTY SHOOTY

ZenSpace

Kitzbühel Vorderstadt Mitte

Superbike Racing

Irule Store

Nomion - Co Vat Gallery

TeacherLas